Not that you should just shoot from the hip with your own judgments, but sometimes a little back of the envelope calculation (aka "science") can add some confidence to judgments.
According to some random internet source, acuity of the human eye (IN THE FOVEA, NO LESS) is about 1 arc minute. That's about 3 x 10^-4 radians. I'll call that a fovean (yeah, I know, already taken with a TM).
Calibration in my house:
- My 15" MacBook Pro at my standard viewing distance has 220 dpi, which is about 2/3 of a fovean. So, not surprisingly, that's why it's called a "retina display." It has a resolution pretty much at the limits of human perception. It's 5.2 mpx.
- Wall art work. I just noticed that the two large art works we have on the wall opposite where I sit and work are almost exactly the same angular measure as the screen of my MacBook. So, 5.2 mpx would do there, too, to achieve full foveal resolution.
- Just for kicks, I placed myself as close as felt comfortable in viewing that wall of art. That gives me about 3800 pixels (width) to saturate the poor fovea. Just about 4K TV resolution. That's about 8.3 megapixels.
- Our flatscreen TV is a 65 incher, which we watch from 10 feel. How many pixels to saturate human foveal acuity? 1500 pixels horizontally, which is less than the 2K resolution our TV has. Umm...1.3 mpx.
Bottom line, I can crop a 20 mpx by factor of 2 and still more than saturate my poor fovea for any realistic usage. I doubt I'll ever make a print anywhere close in size to our "art wall," but, then, I would just use a less cropped image. Or, I suppose I could make sure to use a high resolution mode, and the I'll be completely in the pink.
Those who get great pleasure zooming image to see micro-detail, of course, will have to pay for their pleasure. Maybe... hand-held high resolution, anyone?
For me, I'm happy with 20 mpx in my camera (2x crop shown at any reasonable size). I GUESS my next TV (a bit bigger) MIGHT marginally benefit from 4K. But, then, that's it.
Caveat: You don't get full sensor color resolution because sub-pixels are mono-chromatic (Bayer arrays, and all). So, I MAY need a bit more sensor resolution to REALLY COMPLETELY saturate my foveas. Giving up my 2x crop solves that. Resolution improvements seem to me basically all gravy from now on.