I like my 500d now after less than a couple of weeks using it but i'm still not sure its for me.... the only niggle thats left me thinking that now though is all the hassle of RAW and post processing that people do and think that its part of DSLR life i guess.... well i must of missed the warning on the box which said " must be bothered to post process for best results"
It depends what kind of photos you take and how much you value the best results you can get. Many people are happy with almost anything they can see on a screen or small print; others are not 'taking pictures' but making images of which they can be proud.
Look through the forums and you'll see scads of photos of ducks, trees, squirrels, pigeons, statues, and seagulls, and IMO frankly they are utterly forgettable, photos that 99.5% of viewers would never say "I want to see that one again." I regard those as 'test patterns', i.e. "Yep, the camera sure is working all right..."
And then you'll see the photos that reflect interest in and and care for the subject - whether it's a place or an event or human interest, people who take those kind of pictures will gladly do the PP'ing to make them as good as they can be. "Good enough" isn't good enough. Those are photos a person might want to view again and again. (How many times does anyone care to see the same picture of a duck, though?)
You can surely find settings on your camera that will give you good JPG's without doing PP'ing, but with a DSLR, the opportunity to do better exists.