The proof of the pudding is in the eating. Get your self a good quality multicoated filter and do you own tests. Don't believe everything that people say, have your own experience and trust your instincts. Any way a filter can at anytime be screwed on and unscrewed off. When I was taking night shots on a tripod in front of the Merlion in Singapore, the jet of water from the statue was blown everywhere by intermittent winds. I think it was salt water, and a top grade UV filter did its job to protect my lens.
I've heard both ways:
1. Get a UV filter for each lens for the protection. Cheaper to get
a new filter than a new lens, etc.
2. Don't get a filter. The lens has the right coatings already, UV
shouldn't be a problem, and you are more likely to get flair.
I'm new to DLSRs. Would appreciate your advice.