I continue to use Zoombrowser for downloading... I haven't yet got
a card reader (so Breezebrowser is out) and I use the remote
component when I attach my camera to a telescope.
BreezeBrowser 2.6 allows you to view and process the images
(including superior support for the Canon RAW format utilizing it's
fuller color depth). For downloading from
either the camera
or
a card reader instead of ZoomBrowser, use the free Downloader 1.5
program, also available from
http://www.breezesys.com .
I never loaded the Arcsoft ware... since I already had Photoshop
7... the "gold standard" of photo editing.
Perhaps you have use for it - however, most people doesn't use a
percent of what Photoshop offers. ArcSoft PhotoImpression offers
ease of use for the beginner (unlike PhotoShop) and is probably
much better suited in this particular case. The red-eye removal
tool in PhotoImpression works great and is really easy to use.
To begin with, I suggest, to keep it cheap and simple, using
ZoomBrowser to download the images and ArcSoft PhotoImpression to
put in text, enhance the tonal balance and put in any text wanted.
That'll do just what the topic starter asked for, at no extra cost.
When you feel you want to go one step further, check out
BreezeBrowser and learn more about the RAW format. For low light
shots usinger higher ISOs (such as outdoor night scenes or indoor
non-flash photography) a tool like Neat Image is simply
invaluable (BreezeBrowser offers some noise reduction, but it's
nowhere near Neat Image). Highly recommended!
But there's no need to learn it all at once!

Take it one step at
a time.
For a cheaper alternative to PhotoShop but still offering a lot
more than PhotoImpression, I suggest checking out Ulead PhotoImpact
8.0, which is (imho) good value for money.
Regards,
Roger