This debate's attempt to cover a
huge variety of photographic situations with a single solution ("No Protection/UV Filter, EVAR!" or "ALWAYS!") often trumps its usefulness.
That said, perhaps a better question is something like this: what's the most useful "default" setup--i.e., what's on your lenses when you put them in your bag and head off to a job, recognizing, of course, that you'll adjust as conditions and artistic goals develop? Also, if we're talking about reducing flare and CA, maximizing contrast and focus performance, and front-element protection as the real ends of any lens accessorization, then really this conversation includes lens hoods as well.
Obviously I want the best possible image quality for my clients. But I also recognize that "best possible image quality" often has more to do with acquisition workflow and your response to opportunity cost than it does with having that "perfect," ideal, according-to-hoyle lens filter-hood-cap etc. combination.
In other words: if you have to reverse a lens hood to fit a lens in your bag, then you'll be fumbling to get it on right when you mount the lens, and you'll therefore probably either miss that critical shot or drag a fun shoot's energy while you're twisting-and-reversing. Lens caps are the same way: if you're fumbling with a cap, you're going to miss a shot.
Long-and-short is that I've found, through many happy paying clients and plenty of comparison experience:
(a) Hoods and caps provide worthwhile protection for your gear, but can also often GET IN THE WAY of critical shot opportunities and session rhythm / energy. Clients expect you to be able to mount a lens and GO--every second you fart around with hoods or caps equates to opportunity, energy, and good will lost. As a photographer,
you need to be patient with your clientelle--if they ever have to be patient with you, you're sunk!
(b) Front lens elements need protection if you use your gear day in, day out, professionally--especially if you recognize rule (a) and eschew inconvenient caps and hoods. I use bags with microfiber interiors (Boda and Crumpler) and I'm quite careful with my gear, but I also recognize that interesting pictures come from shooting at interesting angles, in interesting places. That means dirty front elements, and if you're cleaning them every day (or a few times every day), you'll be wearing those critical coatings down in no time. A high quality UV / Protection filter therefore makes for an easy way to extend your lens life.
(c) For all the talk, I have
never seen a valid, professional comparison shot that shows image degradation or unpleasant flare augmentation from the addition of a high quality UV / Protection filter. I've seen plenty of shots showing the dangers of cheap filters, but these threads never seem to show comparison shots with something like a B+W MRC 010. For the record, and again, for all the talk, I've also
never seen a valid, professional comparison shot that demonstrates a still photographic lens hood cutting flare. (I've seen plenty of comparison shots showing photographers effectively cutting flare with their hands.) People often cite this article (
http://toothwalker.org/optics/lenshood.html ) as "proof" that hoods make important image quality contributions, but they don't read it carefully enough to realize it says and shows nothing of the kind. (It does show that hood shape needs to be carefully considered to avoid vignetting.)
Different things work for different people, but when I go out on assignment, my "default" setup has my 70-200 f/2.8, 50 f/1.4, and 16-35 f/4 in my Boda wearing B+W MRC 010s, no caps, and no hoods. Getting great shoots means having the right gear at the right time!
Cheers!
M.