I'm a bit behind the times. The other half wants a new laptop. She is a very basic user, e-mails, a few pics, skype general browsing, should I be modern and go for an SSD or is it not worth the extra price for an everyday user. Thanks for any help.
Here's my opinion:
For daily use, SSD. Much faster.
For archival purposes (backing up): use a HDD (for long-time storage, say more than a year).
SSDs have a finite number of write cycles (usually for the average person, say 4-6 years of use under normal use). These would be fine for daily use or to use as a backup drive (get an external SSD) for when traveling. This is what I do. They are not succeptible to damage by magnets and a durable since there aren't any moving parts. I've dropped mine a few times and they still work great.
Hard drives have a finite life too, but it's not a definite number of write cycles like with SSDs. It's more when the motors decide to take a dump. I've had HDDs last in storage for 10+ years (being plugged in once per year at least to exercise the motor and get the lubrication in the bearings moving for a bit).
For everyday use, it's definitely worth the price to go with an SSD. You can get 1TB SSDs now for about $140.
SSDs when not used can retain their data for much longer (at least a year, maybe longer without being powered on). However HDDs don't have this retention issue which is what makes them better for long term storage, but the fact that they have moving parts that need to be used periodically to prevent the motors for seizing makes them last about as long as most SSDs (so I'd say about 4-6 years, and maybe longer if you do what I did and store them properly and use them periodically).
FYI: There are some claims that SSDs will start to lose data after 7 days of not being powered on, and this stems for people misreading a known article online that was published, where the author said that yes they could, once they reached the end of their useful life, they could start to degrade and lose data (useful lives for SSDs are usually anywhere from 3-6 years depending on usage--3 yrs on heavy usage where there is a lot o reading/writing and 6 years probably on average/periodic usage). Don't listen to those who say this will happen with a new drive because it won't. I've had SSDs stored for 1+ years without any data loss. Just letting you know because if you google, you will find this argument. Don't listen to it. SSDs can retain data for a long time (at least a year and most likely more when not powered on--I have tried myself).
Most quality SSDs have at least a 3 or 5 year warranty if that gives you any comfort. And out of the 10 or so SSDs I've had, never had one fail and never had to make a warranty claim, and some are going on 4-5 years now.
In all, I too was behind the times until about 5 years ago when SSD prices started to drop but didn't buy into them until they became main stream. I wasn't convinced of their reliability until I tried one, and to say the least, I would never go back to a HDD for daily use. For large backups I still use HDDs (and then a small SSD for backing up while traveling).