I'd like to set up a bank for my wife who has no knowledge or interest in all the various settings and associated options offered on the Z8. So what are your settings for point and shoot functionality, or should I just have her stick to the iPhone?
And this is why I believe that Nikon should have the User modes rather than Banks. In fact, I'll go one step further, I wouldn't mind if my pro spec Z8 and Z9 had those "lowly "amateur" modes on a separate dial. Let me explain:
There is really nothing wrong with those "amateur" symbolled modes like "Landscape", "Portrait", "Sport", "Macro" etc. modes that are often found on those "lesser" model cameras as they set the camera parameters to what are essentially "User" modes as found on the likes of the Z7/Z7II etc. A starting point to where you want to be for a specific task and a quick way to get there.
In "User" modes, we essentially set the camera up to do exactly what the "amateur" modes set for us as well. We may set up User 1 to be "Landscape" but unfortunately you have to remember what you set up User 1 to be and yet those "lowly" amateur modes have it there as a symbol on your camera - no need to remember! The parameters for "Landscape" would be probably f8 and 1/125sec and the AF point set to somewhere to focus at the right distance for the particular focal length which is even better. You can of course adjust any of these parameters to suit the particular scene, but when you go out of that User mode and come back, it is set to the normal parameters - you know where you are again, the standard staring point. Banks keep your changes which may not be what you want as a standard setting.
For me, it wouldn't bother me if our pro spec Z8/Z9 had these "amateur" modes as a dial and get to know them as they are a great starting point for what you are going to use anyway. You know what they parameters are and a minor adjustment when in there gets to what you may require.
In this case, you set the mode to what you think your wife will require. In fact, I am sure she could easily operate the camera with little input from you if these modes were available.