As at least one poster has sagely sated, there is a big difference between being able to afford something and money is no object.
I have been able to afford what I want. That is becoming more past tense as inflation eats up my retirement checks. The State of CA seems to pride itself on how costly it is to live here. But we are too old to move and love where we live.
I am where I want to be with my photographic gear, and have been since 2017 when I bought my last camera. I am not interested in newer gear unless I am convinced I will see a difference in my prints on he walls. 'Convinced' makes that a high bar. For my type of photography (scenery, somewhat flexibly defined), and the circumstances under which I do it, my gear is ideal - for me.
Looking at my prints keeps me well grounded.
If money were no object though, that opens up vastly more opportunities. But then priorities would first be served. For me that would mean a car collection to rival Jay Leno's. but samller to match my preferences. Then more travel, much more.