Used X-T10 (16MP, X-TRANS II) or new X-T100 (24MP, CMOS "Bayer")

If I depend on the budget, what is better to buy to be my first mirrorless Fujifilm camera/first everyday lens?

- used Fujifilm X-10 with 18-55mm lens, or

- new Fujifilm X-T20 with 15-45mm (or 16-50mm)
 
Yes. It's cheapest solution. But if I afford it, what is the best solution between above mentioned?
 
I have read many positive reviews for Fujinon kit lenses, like they are much better than a Nikon or Canon kit lens. Can I expect (at the least) that they are as good as eg. Tamron 17-50mm standard zoom lens, regarding focusing, sharpness, distortion, etc ..?
 
I have read many positive reviews for Fujinon kit lenses, like they are much better than a Nikon or Canon kit lens. Can I expect (at the least) that they are as good as eg. Tamron 17-50mm standard zoom lens, regarding focusing, sharpness, distortion, etc ..?
If it is possible where you live, perhaps you might rent a X-T10 and 18-55mm zoom and determine for yourself whether they meet your needs? The rental fee will be money well-spent toward resolving uncertainty.

If there are no rental agencies, perhaps seek out a local photography club? It is likely that some members will be Fuji owners and might be willing to help you.
 
It's sharper in the edges and corners than my previous Nikon 18-55 mm VR II and 18-105 mm, but I can't compare to the Sigma 17-50 mm. Though I don't see a huge difference in sharpness compared to my 35 mm f/1.4 prime. Meaning, there is one, but for me it is neglectable.
 
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PZ OIS or OIS? Recommendation?
ps.

I decided to buy an X-T20 body, but with a budget lens (for now). I'll buy some primes later. So, what budget lens is better: 15-45 mm or 16-50mm?

Which has better performance like less distortion and better sharpness?

According to the specifications, 15-45mm is smaller and lighter (it is good), but I am not sure about OIS PZ - whether it is an advantage or a disadvantage of this lens (faster battery consumption, each time pulling out, etc.) ?
 
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I gave up the X-T100. Finally, I have to make a decision between the X-T20 + 16-50II (new) and the X-T10 + 18-55 (used). Although the 18-55 is slightly a better lens, but the X-T20 without a dilemma is a better and new body, what do you think is the better final choice?
 

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