I disagree with this notion that m43 lenses are less expensive. I can get great used fast prime lenses covering most of my usage scenarios (say a wide angle, normal, and tele) for FF for $1,000. I could use the same lenses for m43 with an adapter but that would defeat the purpose (lower weight). The alternative would be to buy m43 primes, but that would set me back $2,500-$3,000.
I see it the opposite as you: m43 is the format for wealthy people.
Especially, do not forget the lenses.
For the same price, m43 lenses can be of much better quality ( sharpness ) than Fullframe Lenses.
Perhaps thats not always the case, but thats just because currently m43 has only one big AND serious competitor ( Sony ) in the mirrorless field;
with more competition, the better lens quality/price ratio of m43 will be there.