Thanks Kim.....
Actually your posts were very helpful in helping me make my choice. In the end I went for the D3200 ...
Reason is how I would use the camera... I agree that not using a tripod and then trying to bracket shots is not ideal and most of the time will probably result in a misaligned set.
Also for the level of HDR I want to do taking one good well exposed RAW shot would allow me to create 3 images in the software that would give the type of image I am happy with. The camera is also light and simple to use. The lack of features in this respect is a benefit for my type of shooting and finally I also own the D90 so in effect I have a camera that has most of the features of the 5100
I'm of to Kefalonia this weekend for a week can't wait to see how it performs
Thanks again....