That makes complete sense - thanks! I also don't expect to be printing images of more than 8x10
Technically, if you want to print an 8x10 at 360dpi (a high dpi only needed if shooting at the lowest ISO and very best optics on glossy paper, otherwise 240-300 is fine), it's
8*360=2880
10*360=3000
2880*3000=8,640,000 pixels = 8 megapixels is all you need at 360 dpi
300 dpi = 7.2 megapixels
240 dpi = 4.6 megapixels
8 megapixels is a possible sweet spot, you have enough to print your 8x10 at 300+ dpi and you get a couple extra megapixels so you have the option to crop quite a bit when needed and still achieve 300 dpi.
Of course no one sells only 8 megapixels now, so really, any camera will do, now you pick the camera based on sharpness of optics and low light capability. Because 12 megapixels isn't going to look like 12 megapixels if you have motion blur or high noise.