Hi,
You already got some very good answers to your question.
Just want to add that Nikon provides ADL for the purpose to avoid clipping highlights and opening up shadows which is necessary when exposure is lowered to avoid clipping.
I dont use ADL when using flash however and when not using flash i would only enable ADL in high contrast situations ( with D5100 you can do ADL bracketing ).
When shooting RAW i prefer to disable ADL ( the matrix metering in the D5100 is realy good BTW, much better then my D40 ). I look at the colour histogram and "blinkies view" to decide if i need to retake the shot whith negative EC.
If you use matrix metering you can also use following technique if you wish :
from an old reply in following thread :
http://forums.dpreview.com/forums/readflat.asp?forum=1034&message=38309863
Just another possibility....
A lot has already been written about the nikon MM ... it puts a lot of emphasis on what is below the active focuspoint and averages two meterings.
KR also mentions this behaviour in his D70 review
see
http://www.kenrockwell.com/nikon/d70perf.htm#performance
QUOTE:
OBSERVATION: The meter has an odd and clever bit of programming. In normal operation (not setting AE lock to ON for the shutter button) the AE is still half locked when you press the shutter halfway! What does this mean? It means if you lock the focus by holding the shutter button halfway that the exposure only moves half as many stops as it has to when you recompose. You'll only notice this if you recompose to something many stops different. If you do you'll see the meter change its reading as you recompose, but now if you take your finger off the button you'll see the reading jump the rest of the way to the exposure at your final composition. This is also what you might call "sticky" exposure: it sort of partially sticks to where you locked focus, even when you have not intended to lock exposure
UNQUOTE
In case you are not aware of this : one can use matrix metering in a way not mentioned in the Nikon manual anywhere !!!
When using MM on my D40 is dial in -0.3 exp comp as a start and in high contrast situations i use following technique ( i shoot raw ).
One can make an average of 2 meterings , a metering on the place where you lock focus and a second metering on the brightest part ( e.g. in the sky ) , this way reducing the risk for a blown out / overexposing ( e.g. the sky ). But you will eventually have to open up shadows in camera or in PP : D-lighting or equivalent method.
QUOTE ( with thanks to Dayd3 ) :
Dayd3 wrote:
I explored a little bit more Matrix metering on D80 and found some
tip on the web how to use this metering in a way which is NOT
MENTIONED ANYWHERE IN NIKONS USER-MANUALS.
We all agree that Matrix Metering try to protect shadows which very
often finishes in blown out highlights if under our focus point is
something darker than middle gray. While sometimes we want such a
behaviour many times we don't. We also know that by default metering
doesn't lock when shutter is half pressed AE LOCK - off (CSM 19).
But what I didn'rt realize before is that MM also takes two metering
and averages them. For example if we focus on someone's face, half
press shutter and than recompose, instead of simply taking a new
reading camera will average the original exposure and the new one.
If we combine this behaviour with a AE-L/AF-L set to AE Lock Hold or
AE Lock Only (CSM 19) we can actually focus where we like by half
pressing shutter button and holding it (camera focuses and takes
first reading) than we point camera for example to the sky and press
AE-L/AF-L button (or press and hold what depends on our settings CSM
18). Than we recompose again and take picture. In this way MM can
average readings from the darkest and lightest subject and prevent
blown out skies.
This is working only in Matrix metering mode and it seems doesn't
work in AF-C mode.
Link to web page where I found this tip:
http://www.nikoncafe.com/vforums/showthread.php?t=95098
UNQUOTE
Of course on the D90 and more recent bodies you can also use ADL , which will also reduce the risk of blown highlights.
Matrix metering + ADL is IMO Nikon's answer to the "overexposure" issue with D80, D40 matrix metering ...
But i have to say the D5100 matrix metering is A LOT better then on the D40 and does not overexpose as much as my D40.
Greetings,
Marc
--
ps : some interesting tutorial websites :
http://www.ronbigelow.com/articles/articles.htm
http://www.cambridgeincolour.com/tutorials.htm
http://www.luminous-landscape.com/tutorials/
http://www.normankoren.com/sitemap.html
my photos (examples, see dpreview galleries):