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I HAVE A MAJOR UPDATE with release date !

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rtrski said:
Nope. Picking on the guy who has expert advice about everything, including finance, all the time. And in another thread telling someone they don't know what lens they have by suggesting it doesn't exist, when he linked to a catalog page (for a nearly equiv lens) so he clearly could have checked to see if the other existed before opening his trap. Just couldn't be arsed, I guess....
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I did check. Perhaps you should read my replies properly before reaching for your keyboard...I never "suggested" the lens did'nt exist, I simply said "as far as I am aware Sigma dont make a 18-50mm f2.8-f4.5 EX", which was quite correct at that time. I had no idea that Sigma made the slower version he was talking about. I then asked him to confirm if the constant F2.8 version was the lens he was referring to. Kendall kindly posted a link showing me that Sigma did actually make the slower version.
rtrski said:
Been jobless myself. And didn't go off suggesting others buy things on credit during that time. Kinda sucked, but that's life.
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As I've said in other replies, sometimes buying on credit is the only possible way to afford something. The SD1 is likely to be at least £1500, maybe as much as £2000...Thats a huge wad of cash to splash, whether your working or not, so credit is often the most sensible option....It beats having to rob a bank for instance :)
 
I bought all my Sigma stuff on credit! It's a great way to do things: A short-term loan which, if you pay it off fairly quickly, is convenient and inexpensive.

However, the clincher is "pay it off", and that's where I am falling short these days. So, my strategy is to try to pay down my existing credit card balances, and then buy something more (on credit, of course!).

I'd love to whip out the plastic and get myself a 70-200 F2.8 OS right this minute, but that would only make things worse financially...
--
Tom Schum
 
Although I've purchased all my photo gear through my credit card, I've paid it off at the end of the billing period and therefore not only paid no interest , but I got a 1% rebate because my card is a 'rewards card'. How did I do that? I saved the money up before buying.

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William Wilgus
 
Well, I've just finished paying for the car - it took five years, but realistically the chances of me saving up £17,000 in advance were pretty slim so it seemed a practical solution even if it cost more in the end.

Depending how these credit arrangements work out, you simply think of it like renting...

--
Galleries and website: http://www.whisperingcat.co.uk/default.shtml
 
Well if that is the case maybe I'll hold off on the new Nikon to see how this one performs.

I had the SD14 for a while, but it was just to slow for me. So far on paper the SD1 looks good.

D
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It makes sense to buy anything of value with your credit card rather than cash ( provided that you pay off all your debt at the end of the month)........ IF !! you live in the UK you get cover from the " Consumer credit act " effectivly an insurance policy against the goods being faulty and/or the retailer going bust

"One of the important advantages that comes with owning a credit card is the protection provided under Section 75 of the Consumer Credit Act. If there is a problem with a retailer or anyone else who has supplied you with goods or services, you may be entitled to a refund of your payment. Your credit card provider can essentially be just as liable as your supplier to provide you with the service you expected. Therefore, you can claim from your card company if the supplier is being uncooperative or has gone out of business.
To be eligible under section 75, certain conditions must be satisfied"
Tom Schum said:
I bought all my Sigma stuff on credit! It's a great way to do things: A short-term loan which, if you pay it off fairly quickly, is convenient and inexpensive.

However, the clincher is "pay it off", and that's where I am falling short these days. So, my strategy is to try to pay down my existing credit card balances, and then buy something more (on credit, of course!).

I'd love to whip out the plastic and get myself a 70-200 F2.8 OS right this minute, but that would only make things worse financially...
--
Tom Schum
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Mostly Lurking said:
Although I've purchased all my photo gear through my credit card, I've paid it off at the end of the billing period and therefore not only paid no interest , but I got a 1% rebate because my card is a 'rewards card'. How did I do that? I saved the money up before buying.

--
William Wilgus
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When I mentioned buying on credit I did'nt mean using credit cards. In the UK debit cards are widely used. With a debit card you cant spend more money than you have in your bank account...So you cant get into debt.

You pay a deposit on your debit card and then pay back in monthly installments through a standing order at your bank.
 
Sarnia said:
TRIODEROB said:
I just got this right from Sigma US

the SD1 willl come in from Japan at the end of MAY.
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That's what my U.K. Sigma dealer has told me, too. In the meantime they've been loaning me a SD15 to tide me over. Nice.
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I am in the UK and plan to buy an SD1. This sounds like a good dealer. Can you tell me the name (or URL) ?
 
alfaflash said:
I will wait at least one year before buying the SD1.
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Wonderful! That will leave one more on the market for those of us who have bought Sigma cameras right from the release, have had no issues with them, and plan on buying an SD1 asap.
Thanks!
 
Yes, you can make an argument for credit for cars and houses: they cost so much that unless you are a rock star or a banker it would take impractically long to save up.

We bought our car when my daughter was born - we wanted a car suitable for transporting a baby and were prepared to borrow to pay for it on the grounds that had we attempted to pay cash she would have been grown up before we got the money together. And houses of course appreciate (usually hugely, at least in the UK) so a mortgage is an investment.

As for consumer goods, I think it is a personal matter. I usually save up and pay cash or pay on credit for convenience and pay it off very quickly. However, it does makes sense to me to buy on some kind of loan arrangement if you are on a lowish income and again saving would take an impractically long time.

It's all a question of balance. If the credit fits sensibly in family finances, why not, as long as you don't fall into the trap of living beyond your means, with credit up to your ears from multiple sources. We live in a world that runs on credit. Puritism means you wouldn't buy anything but food and clothing. Like most things, balance is the key.

--
Galleries and website: http://www.whisperingcat.co.uk/default.shtml
 
normally would completely agree with it. I'm 'biasing' my opinion on non-essential credit purchases due to the economic un-certainty of our times. Interest and inflation rates are also always a factor to consider. As the pleasant weather is coming to an end here in Florida (USA), I was going to wait to buy the SD-15 and 'Bigma'. However, the unfortunate occurrences in Japan brought unknowns to price and availability, so I 'jumped' on them. Fortunately, I had the cash. I'm now back in the 'saving mode' for my next 'emergency' and an SD-1 in the Fall.

Regards
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William Wilgus
 
I appreciate that the SD1 is an exciting camera in concept, but I learned the hard way,with two SD-14', is that Sigma is sloppy when it comes to the final working product. The first camera was early production and the second was bought at the end of the SD-14 product cycle just before the SD-15 was released. I bought a second SD-14 because I could never get the color caste and unpredictable exposure issues resolved with the first camera. The second body had the same problems and a couple more thrown in for good measure. I'm a fan of the Foveon sensor and will buy an SD-1 - eventually. I look forward to reading all the feedback and seeing the photos from the early adopters.
 
The German FotoMagazin had sample pictures in their latest issue. Both color rendition (red transparent dress) and resolution (whole studio reflected in the portraid dogs eye) were rather impressive. A sales start in May doesn't seem to unlikely. But than again Sigma DSLRs haven't exactly been known to hit the market early ;-) hoping this will bean exception...
 
Sounds like those might be the same pics as in the SD1 microsite?

http://www.sigma-sd.com/SD1/

I think those posting here for samples are more interested in actual RAW files. Although, if it requires a new version of SPP for the SD1 files, I guess they might be satisfied with a TIFF or something as well as long as it was a pure out of camera export, with EXIF...
--
budding (translation: currently incompetent) underwater photographer wannabe
http://www.flickr.com/photos/rtrski
 
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