All samples except one were taken with no flash, since I don't like the harsh shadow of flash and I enjoy taking nonintrusive candid pics. Also when taking flash pics with the HX5, I am getting dust orbs on a regular basis, maybe some dust have collected inside the lens, I don't know.
All pictures are straight out of the camera with some cropping applied.
As the previous poster mentioned, flash recharge is a bit slow, although I don't have issue with focus at all.
Battery life is bit on the low side, but when a spare battery cost only $8, it's not that big a deal.
I'll leaving the pics up for a day, I will remove them tomorrow, thanks.
Also, you are not alone having issue with flesh tone rendition when it comes to Panasonic camera, my sister has a Panasonic TZ3 and it has the exact same problem as you, that is why I didn't even bother looking into the Panasonics, their line of camera have a well-known issue of producing accurate flesh tones, it makes the person look either magentish red, or pale like a ghost.