I wouldn't call it a hijack.......I'm sure the OP is interested in all this.
I didn't mean to sound like doom and gloom. I've bought and sold a lot of stuff on eBay (my feedback rating is 630), and my negative experiences have been so few that I honestly can't recall them right now. I know I never lost out on a purchase or a payment.
I used to accept personal checks, and I even shipped items (usually books at that time) before the checks cleared. But they were all good. Checks are not accepted as payment anymore, and I think the Paypal rule further protects both parties in the transaction.
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Susan
1 old farmhouse, 2 dogs, 5 cats, 3 computers