montereyphoto
Senior Member
I have used eBay to sell my used lenses and decided recently to purchase a Nikon lens that is no longer in production from an eBay seller. When I received the lens I realized immediately that it had been exposed to a lot of water for an extended period of time - long enough to destroy the outer covering of the lens case. This was not disclosed by the eBay seller. When the seller refused to take it back and provide a refund I fell into the eBay trap.
eBay does provides only $200 protection for buyers UNLESS:
.....items are only eligible for PayPal Buyer Protection up to $2,000.00 USD (Top Tier Coverage Amount) and should be identified as eligible items in the eBay listing if:
1. sellers eBay feedback rating is at least 50;
2. At least 98% of the sellers eBay feedback is positive;
3. The seller has a Verified Premier or Verified Business Account in good standing;
4. The listing was on an eligible eBay site (eBay.com and certain other eBay sites self identified as such)
5. PayPal is listed as an acceptable payment method;
So unless you buy from an eBay merchant, your coverage is at best $200. With disputes the buyer has to initiate a claim on PayPal. There is no way to file a grievance with eBay so the seller is able to continue to sell defective merchandise. Even the $2000 coverage from an eBay Merchant is valid ONLY if the merchant has a 98% positive feedback rating, which means very few merchant transactions are really covered.
With PayPal a buyer with a dispute must use one of the online forms on the PayPal website, and then wait for 30 days to hear back from PayPal. If they refuse to get involved then you are back to dealing with your credit card company's dispute process. If you linked your PayPal account to your checking account then you are really out of luck and have to take the loss.
Item 5 from the eBay website is rather humorous in that eBay forces sellers to allow buyers to accept PayPal payments, with PayPal of course wholly owned by eBay. It may be legal but it certainly is not ethical conduct, but then monopolies don't really need to worry about legality or ethical conduct.
There is no mechanism to publicly air grievances with a seller on eBay so in the future any photo gear I buy will not be from eBay sellers but from people on Fred Miranda or Craig's List or from merchants with a long track record such as Berger Brothers or B&H.
eBay does provides only $200 protection for buyers UNLESS:
.....items are only eligible for PayPal Buyer Protection up to $2,000.00 USD (Top Tier Coverage Amount) and should be identified as eligible items in the eBay listing if:
1. sellers eBay feedback rating is at least 50;
2. At least 98% of the sellers eBay feedback is positive;
3. The seller has a Verified Premier or Verified Business Account in good standing;
4. The listing was on an eligible eBay site (eBay.com and certain other eBay sites self identified as such)
5. PayPal is listed as an acceptable payment method;
So unless you buy from an eBay merchant, your coverage is at best $200. With disputes the buyer has to initiate a claim on PayPal. There is no way to file a grievance with eBay so the seller is able to continue to sell defective merchandise. Even the $2000 coverage from an eBay Merchant is valid ONLY if the merchant has a 98% positive feedback rating, which means very few merchant transactions are really covered.
With PayPal a buyer with a dispute must use one of the online forms on the PayPal website, and then wait for 30 days to hear back from PayPal. If they refuse to get involved then you are back to dealing with your credit card company's dispute process. If you linked your PayPal account to your checking account then you are really out of luck and have to take the loss.
Item 5 from the eBay website is rather humorous in that eBay forces sellers to allow buyers to accept PayPal payments, with PayPal of course wholly owned by eBay. It may be legal but it certainly is not ethical conduct, but then monopolies don't really need to worry about legality or ethical conduct.
There is no mechanism to publicly air grievances with a seller on eBay so in the future any photo gear I buy will not be from eBay sellers but from people on Fred Miranda or Craig's List or from merchants with a long track record such as Berger Brothers or B&H.