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HORRIBLY BROKEN Canon 16-35 f/2.8 II lens

Started Jul 31, 2017 | Questions thread
new user 42 Regular Member • Posts: 146
Re: HORRIBLY BROKEN Canon 16-35 f/2.8 II lens
1

Dareshooter wrote:

Luke Allwein wrote:

Dareshooter wrote:

Can you make a claim for accidental damage from your insurance company ? Assuming you have insurance and it was an accident.

Thinkng about getting insurance now though. Any recommendations?

I just add my camera stuff to my household insurance rather than a specialist company so unable to make a specific recommendation.

I would warn you away from using your homeowner's policy to cover camera gear. You only want to file a claim for a loss when it is a catastrophic loss. You start filing a claim for a $1000 lens, and a $400 broken window, etc. Pretty soon your insurance company will either raise your rates really high, or put you in the assigned risk category, and kick you out. And then good-luck finding another reasonable policy.
And while you are at it, since it is silly to file such a small claim, you might as well raise your deductible to $2000 or even more. You'll save money on the premiums, but still have insurance for a big loss.

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