One thing I've been trying to get an answer to concerning superzoom lenses, there are some so-called "experts" who claim that the "effective focal length" increase is only a perceived benefit, that the real resolution of these lenses is no more than what the "actual" focal length of the lens would be had it been used on a 35mm camera. In other words, the resolution of the HS50 lens is no more at maximum zoom than what an 185mm lens on a 35mm format camera would be. They say that the only difference is that you are cropping from that when you attach that lens to a smaller sensored camera and any "enlargement" is the result of post process effects on the computer or when you print out.
By saying "so-called 'experts'" you seem to have doubts about the "experts'" expertise and that indicates that you have good instincts and don't think that their opinions pass the sniff test.
They're mistaken in many ways and don't understand how complicated a subject 'resolution' actually is. But first using your example let's compare like with like. Compare the 16mp HS50 at 185mm (1000mm equivalent fl) with a 185mm lens on a Nikon 16mp full frame camera (D
f or D4). At those focal lengths the fields of view are completely different and photos taken by the HS50 won't look anything like photos shot with the D4, so to make a proper comparison where the compositions are the same you'd have to use a central crop of the D4's image to be able to compare images with the same fields of view.
The HS50 has a crop factor of somewhat less than 5.45 (see
http://www.dpreview.com/forums/post/51150828 ). So the D4's sensor has a surface area that's more than 29 times larger than the HS50, about 29.5x if you average the two values from that link. So if you crop away most of the D4's image, retaining only the central 1/29th portion of the image, both cameras will show similar scenes. But now you're comparing a 16mp HS50 image versus a similar D4 image that's using only 0.542 megapixels (16/29.5). I doubt that anyone seriously thinks that you get higher resolution from a 0.542mp crop of a full frame camera than a full 16mp image from a superzoom camera.
The EXR sensor complicates resolution comparisons but you could do the same math using a Nikon P510/P520/P530 which also has a 16mp sensor but it's slightly smaller so it has a 5.6x crop factor.
Now we get to trying to make sense of resolution. Sensors have resolutions and so do lenses, but lens resolutions vary with the focal lengths, the apertures used and the contrast of what is being photographed. Do you recall when I tested Fuji's cameras and found that they produced the highest resolution at maximum focal length when the aperture was wide open at f/5.6? In looking through several articles describing resolution and MTF I found one of Norman Koren's articles that explained why :
Small sensors run into problems with lens
diffraction, which limits image resolution at small apertures-- starting around f/16 for the 35mm format. At large apertures-- f/4 and above-- resolution is limited by aberrations. There is a resolution "sweet spot" between the two limits, typically between f/5.6 and f/11 for good 35mm lenses. The aperture at which a lens becomes diffraction-limited is proportional to the format size: 22 mm diagonal sensors become diffraction-limited at f/8 and 11 mm diagonal sensors become diffraction-limited at f/4-- the same aperture where it becomes aberration-limited. There is little "sweet spot;" the total image resolution at optimum aperture is less than for larger formats. Of course cameras with small sensors can be made very compact, which is attractive to consumers.
Many small sensor cameras (SX50HS, P520, P610, P900) have 1/2.3" sensors and according to DPReview's Sensor Size glossary article, they have an 11.044mm diagonal. The HS50's slightly larger sensor has a 12.7mm diagonal so for all practical purposes it's also diffraction limited at about f/4.