I have had the same thinking as you some time ago. Please see my posting
on this subject (and some of their replies).
http://www.dpreview.com/forums/read.asp?forum=1003&message=266547
I happily bought a C2020 (1600 x 1200 pixel) thinking that since most of
the time I'd print only 4R size, learning from this forum that anything
over 300 ppi will not give noticeable difference on printout anymore. I
myself was also thinking the same way as you, that for example if I
print a 340 ppi picture (2048 pixel / 6 inch) under 720 dpi mode, how
the printer gonna print it correctly using only around 2 dots to
represent 1 pixel?
But theory is theory, fact is fact. Yesterday I just downloaded a sample
photo of Fujifilm S1 Pro from Steve's Digicams. And I anxiouly printed
that 3040 x 2016 (6 megapixel) photo using Epson Stylus 860 (4 colors)
under 720 dpi mode on a small piece of cut-out (remaining) photo paper.
The printout size was 4.67 x 3.1 inches maintaining the aspect ratio of
the original photo. Now, by theory, this would give a 650 ppi printout,
how would you think the printer will print that under 720 dpi mode,
using 1.1 color dot to represent 1 pixel (which is not possible)???
And when I looked at the printout, guess what? I took a deep breathe.
That was what I call a PHOTO! A photo quality photo, needle sharp.
I'm now no more happy with my C2020, or even the C3030 (I have sample
printout from that too some time ago). That is just for people who do
not demand much. And now when people say '...anything beyond 300 ppi is
blah blah blah....' or '....my C2020 gives excellent photo
printouts...', I call that nonsense. (Apologize if I offend anyone.)
I also understand now why those sample printouts contain in the album
promoting printers in store look SO nice and sharp. It is not because
that the printer can print so great, the photo itself is the key. Those
photos must be taken from professional cameras like D1 or S1 Pro etc.
The printers (whatever brand) nowadays are already so great. It's just
the cameras (consumer level) which can't follow.
I guess I'll rob a bank.
KW
I haven't noticed any difference with the naked eye of 720 vs 1440dpi
primarily at 5X7 and 8X10 sizes. I believe some people say they use
1440dpi on larger prints, 8X10 and up, to get better results. However
this is contradictory to my understanding of how DPI works. It seems
like the higher DPI would make more of a difference, the SMALLER the
print media size is for a given image.
On a 3.3MP camera, the image is going to be roughly 2,200 pixels wide
(by 1,500 pixels tall). Therefore, an 8X10 will have a maximum
resolution of 220 pixels per inch. Printing at 720 DPI, the printer
will represent each pixel (at highest resolution) with an average of 3.2
dots, or 6.4 dots per pixel at 1440 DPI. Now if you print the same
image on a 4X6, the printed image resolution is 366 pixels per inch
wide. Printing at 720 DPI, you only have 1.96 dots representing each
pixel, or 3.9 at 1440 DPI. So to get the equivalent dot per pixel print
resolution of an 8X10 at 720 DPI on a 4X6, you need to print at 1440DPI
on the 4X6.
My 4X6's at 720 DPI are stunning and I haven't been able to see a real
big difference printing them at 1440 DPI. This leads me to hypothesize
that there is not a significant difference beyond 2 dots per pixel. I
should test this by comparing 3X5's and wallet size 3.3MP images printed
at 720DPI and 1440DPI. I bet there is a noticeable difference when you
go below 4X6's on 3.3MP images?