Take a peek at the reviews for the fz 48 at B & H and Amazon by professionals and amatuers alike. It gets excellent reviews by the overwhelming majority.
The fz 47/48 delivers great pics in good conditions but low light isn't great. It has a ton of features so it's not the easiest to figure out.
If you can get it for under $250.00 it's a steal. Many of the online galleries don't do this camera justice and i'm not the first one to say it.
|Valley by the light of a blue moon by cjf2|
from Down in the Valley
|Lake Erie Stone Pier by yobbyt|
from Dock or Pier