More or less, yes. There is a lot of spoon feeding on these boards. Some of it is very gear related, which to me (and it is only my opinion) is fine. Some of it is technique related. That too, for the most part, is fine. But as everyone picks up a new dSLR camera, more and more possible competitors enter the fray.
I doubt you are too.
And truthfully, I wish you much luck and prosperity. But if you are already in business, and I have no reason to doubt otherwise, then you should already know where to get a legal contract. And the one already posted herein is anemic at best; if you have been in business long you should have noticed it the moment you looked at it. If you want legal documentation that protects you thoroughly that's something you will likely have to pay for (i.e. overhead). Legal documentation, much like photographs, are proprietary and the good ones cost the photographers money. Assuming they will share them with you is short-sighted.
I think it is merely a matter of differing opinions. I would think any time you are going to shoot a wedding (unless of course it is a close, close friend or relative) you should have a contract to cover your behind. The contract posted here (while illustrative) does not go nearly far enough to protect both the photographer and/or the client. The small claims courts of America have tons and tons of cases related to wedding related snafus. Any business transaction involving money > $500 to $1000 should have a good contract.
