I hope someone may be able to adise me on this camera, I currently
own a fuji s9500 and am considering on upgrading to the 400D
following the some positive reviews, 2 things I wanted an opinion
on is the quality that much better in dslr's considering the price
range of the 400d and is the camera that much better than the fuji
zoom camera to warrant an upgrade.
I own the 400D and thought of getting the S9600 / S9100 as a backup camera as I also own the F31fd and have used several generations of Fuji cameras and have liked all of them. However, I ended up not buying the S9600 as I found it had difficulty focusing on some cameras in a display case when it was at an angle. I tried again and again but not much luck, so I decided not to buy it.
I don't think you will find that the quality of the 400D will be a lot better. However, I can only speak from my experience with the F31fd which is only 6 MP.
If you like taking action shots and sports, the 400D would be better as its focus should be quite a bit faster as well as have less shutter lag. Its high ISO performance is better too.
On screen, shots from the 400D have a more solid look. Fuji shots tend to have what I call a "feathery" look with very tiny dots here and there whereas those from the 400D are smoother without losing detail.
If you take a lot of still, posed shots, then the faster performance of the 400D will not be an advantage.
In terms of quality, I still prefer using the 400D.
Some users have switched from DSLRs to Fuji S6000's or S9600's because they don't want to carry so many lenses. For myself, my general-purpose lens is the Sigma 18-200 which I use 95% of the time and it gives good consumer quality comparable, I believe, to the S9600 without having to change lenses. The only other lens I own is the Canon 50mm f1.8 which gives exceptional quality and sharpness though "cheaply" built.
It's a hard decision to make. You will have to hold the 400D, take some shots with it and feel how much you like it and look at the samples on-screen comparing them to similar images from your S9500. Except for high ISO shots, general everyday shots should not be too much different.
Are you dissatisfied in some way with your S9500 that the 400D can solve or do? If your photography is more casual than serious then the answer should be closer to "no" than "yes".