With my camera and Canon 24-105/4 L lens around my neck I skidded on icy snow on my bicycle and hit a parked car in Brooklyn. Had a hood, cap and UV filter on. UV filter cracked, no damage to the lens. Hiked up a number of mountains in the Adirondacks two weeks ago. Had my Canon 70-200/4 L in one jacket pocket. Not sure how the lens cap came off or what I banged against but at the end of this 20 mile trip, the UV filter for the 70-200 had a significant crack in it. The lens still takes great photos, no damage as far as I can tell to the lens. Finally, I bicycle with a lens on my camera around my neck without the lens cap on if I want to take a photo while riding. As the tires spit up gravel I don't have to worry about the lens. Further, I recently noticed a scratch on the UV filter for my 50mm 1.8 lens. I don't know how I got it, maybe in dismounting, or...? Again; the lens is fine. So from personal experience I dispute that damage to the filter will also damage the lens itself.
Roadworrier: I've got an S90 which I bought when the S95 came out to save $70, but I do regret that because of the HD video (HD gets web-worthy stills but 640x480 doesn't). I tried the LX3 and like the S90 much more. Controls-wise and image quality/noise-wise.
I like the size of the S90, and one favorite part is the Canon leather belt case which fastens with magnets. It allows for very rapid draw and fire, it also means this camera is with me all the time, and it's not in a pocket getting lint.
I just replaced the LCD screen on the S90 after I cracked it in an off-road motorcycle ride. A very difficult repair, the ribbon cable is held in by very tiny plastic strips that go under tiny metal pins. I only succeeded on my 2nd attempt. During the time between attempts I was considering upgrading to the S100... I don't want a GPS taking space in my camera. Much prefer more space for a sensor. I hungrily await real DPreview reviews to see how image quality compares to S90/S95 low light and regular.
oops! sorry for the multiple posts! shouldn't have clicked so many times when nothing was happening!
I do have another camera with a big lens that I take when I plan to take photos. The S90 isn't a perfect camera, but as far as I can tell it's the best quality image for it's size. It would be exciting if S100 is actually an upgrade, and not just GPS and more noise due to cramming more megapixels...
I've got an S90 which I bought when the S95 came out to save $70, but I do regret that because of the HD video (HD gets web-worthy stills but 640x480 doesn't). I tried the LX3 and like the S90 much more. Controls-wise and image quality/noise-wise.