AV Janus: I see insurance is covered more easily in US than the old world.Still I can't see how the insurance company is willing to risk battling the Lost claims from lenders damaged by scamming users claiming lost gear?
Also like mos US business, I can't seem to find the main ingredient. How much does it cost? Whats the agency's cut or income?
Or are they just financed from insurance business and keeping the money in escrow?
Depends on your PoV, pretty sure my camera gear is a lot more likely to be stolen over here than my car.
As a business, but you can do private as well, the price is the same. I have world coverage all-risk excluding war zones and rental, but both options are available. It's about 5% of my gear new-price per year.
May be slightly off-topic, but my camera equipment is insured here in the Netherlands, and insuring it for renting out as well is only a 15% or so premium, as I recall. So it doesn't surprise me that much that it isn't a big deal to them either.
I don't like other people handling my gear (har har), but if I were renting out, I'd insure via my own insurer, who both isn't expensive and isn't some random person on the internets ... :)
DSLRController with an MR3040...