A black and white...

Started Dec 13, 2013 | Photos
Mjack1957
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A black and white...
Dec 13, 2013

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Mjack1957
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Re: A black and white...
In reply to Mjack1957, Dec 13, 2013

On another note, where can you get good insurance for your photo gear?

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Vetteran
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Re: A black and white...
In reply to Mjack1957, Dec 13, 2013

Nice shot.

Regarding insurance, most homeowner policies provide for the option to include as a rider, personal article floaters which are designed to cover items such as jewelry, cameras, guns, artwork, etc. which would not be generally covered adequatley by one's general homeowner's policy.

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nudani
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Re: A black and white...
In reply to Vetteran, Dec 13, 2013

beautiful...the model and the pic!

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Beserk
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Re: A black and white...
In reply to Mjack1957, Dec 13, 2013

Nice photo. Beautiful model and the shirt texture and neckline complements well.

I have my gear on my personal articles policy. I have State Farm but that is not an endorsement--they just happened to be cheapest for me and now I'm too lazy to change. It is by far the most cost effective coverage for jewelry, laptops/tablets, cameras, etc. PAP only covers personal use gear. If you use it professionally, you need to be in a different insurance classification.

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Mjack1957
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Re: A black and white...
In reply to Vetteran, Dec 27, 2013

I spoke with my home owner's insurance rep. I'd have to get a rider done... you're correct.  But they told me I'd have to take all my gear in for an appraisal. I've got a lot of stuff.  I'm thinking of just taking the lens, bodies, and lighting for an appraisal. But even that's quite a task.

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ASR45
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Re: A black and white...
In reply to Mjack1957, Dec 28, 2013

Excellent a true professional looking shot.    

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