A black and white...
On another note, where can you get good insurance for your photo gear?
Regarding insurance, most homeowner policies provide for the option to include as a rider, personal article floaters which are designed to cover items such as jewelry, cameras, guns, artwork, etc. which would not be generally covered adequatley by one's general homeowner's policy.
Warm regards and very respectfully,
My travel blog:www.midlifetravels.com
beautiful...the model and the pic!
Nice photo. Beautiful model and the shirt texture and neckline complements well.
I have my gear on my personal articles policy. I have State Farm but that is not an endorsement--they just happened to be cheapest for me and now I'm too lazy to change. It is by far the most cost effective coverage for jewelry, laptops/tablets, cameras, etc. PAP only covers personal use gear. If you use it professionally, you need to be in a different insurance classification.
I spoke with my home owner's insurance rep. I'd have to get a rider done... you're correct. But they told me I'd have to take all my gear in for an appraisal. I've got a lot of stuff. I'm thinking of just taking the lens, bodies, and lighting for an appraisal. But even that's quite a task.
Excellent a true professional looking shot.
It is better to keep your mouth closed and let people think you are a fool than to open it and remove all doubt.