Starting a business specializing in portraiture

Started Jan 24, 2014 | Discussions thread
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Insurance type 4
In reply to BAK, Jan 26, 2014

I had to leave the previous post before I got to item four --

You might count extended warranties on cameras, lenses, computers, flash units, etc. as "insurance."

Depending on where you buy your equipment, you'll have a variety of kinds of warranties that extend past the manufacturers' range, some for extra fees and some built into the price.

We bought a couple of computers HP computers before Christmas from Costco, a month apart. HP had a special offer a week after we bought the first one, and Costco gave us a refund.

We bought a second identical computer, and its 2wsx keys stopped working within a week. HP said it would send us a carton, and we could send it to HP for a free repaid. But Costco had a deal where we could return a computer anytime within 90 days for any purpose, so we took it back to Costco and got our money back, and then bought the same computer all over again.

For both computers we bought a $100 plan that replaces the computer if it is dropped, stolen, destroyed by spilled coffee, etc.

And both computers include free telephone help if we can't make the computer do what we want, and we've used this service a couple of times already.

I know that many pros buy extended warranties on camera bodies, but skip lenses.


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