PPA Equipment Insurance

I've accumulated a good deal of photographic equipment and I'm looking for reasonable equipment insurance.  At any one time I could have as much as $20k to $25k in equipment with me.  I'm concerned about theft as well as equipment damage.  I worry about falling with a 1D Mark IV attached to a 500mm f4L II in my arms (I'm not getting any younger).  PPA membership comes with $15k coverage for theft and damage to equipment.  Membership is $325/year.  Claims have deductibles ranging from $250 to $750 depending on the type of loss and the number of claims in a 12 month period.

Anyone a member of PPA and have experience with their equipment insurance?

www.PhotoSmithography.com

MM#377049
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