BW portrait of my neice
took this in a thrown together shoot while on holidays visiting the family trying to get a ncei shot of all of the kids at some point
I get why you included the lettering on the shirt. It enhances the personality communicated by the photo. The downside is that the face looks slightly dull grey relative to the bright white shirt, and the bold lettering attracts attention away from the face. I recommend trying a crop just above the letters. See what you think. I believe her personality comes through strongly without the lettering. If you don't want to crop and change the aspect ratio, maybe darken the bottom half of the photo some (although I'd have to see the results to know how well that would work).
Regardless, it's a great capture displaying a lot of personalitly.