Looking for input on recent photography insurance quote...

So a couple of you have referenced Hill & Usher/Package Choice insurance. It looks like they are a pretty established player in the insurance arena (for photographers) - is this the case? It seems like something like that might be a better option for someone like me, as they probably offer more flexible packages for part-timers like myself.

Anyone have any feedback on them, good or bad? Anyone use them?

Thanks