FZ35 vs. FZ200 - why I returned my FZ200

I noticed the same 'ghosting' 'softness' with the FZ200 and EVERY clear/skylight/UV filter I tried on it (including the Nikon Clear, Hoya, B+W and a couple of others).

Hate to leave the the lens unprotected but the filters ARE a problem. Don't know if it's an isolated or design issue.
--
Mike Harvey