Nikon Warranty and Repair Question

They eliminated the option because the independents would probably TELL THE TRUTH (that it is NOT impact damage but a defect). Then Nikon would have to foot the bill when it's more to their advantage to claim impact damage, then they are out nothing and reap a nice profit for repairing their own defective equipment.

I own a D700 and two Nikon lenses and a Nikon mount Zeiss, but after reading about experiences dealing with Nikon repair problems, including my own, I'll probably be switching brands next time around.