Insurance Plan Recommendations for Lenses/Equipment

Started Jun 18, 2012 | Discussions thread
mmalkin15
Regular MemberPosts: 237
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Re: Insurance Plan Recommendations for Lenses/Equipment
In reply to jsr4522, Jun 20, 2012

I have a business insurance policy with Hartford. I believe this is the best way that your equipment will be covered if it is ever used professionally - and the policy covers many other business risks including liability, accidental damage, loss while in transit, loss away from one's residence and loss of data.

Riders on homeowner policies that I have seen have too many exclusions - and are not typically a safe choice if there is any evidence that you ever use the equipment professionally.

The insurance industry is always anxious to sell you a policy but the buyer needs to read and understand the fine print - and there is usually a lot of it.

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