Camera insurance in the UK - recommendations please

All,

Can anyone recommend decent camera insurance for travel ? My gear list is as follows:

• D300s

• Tamron 17-50

• Tamron 90 Macro

• Nikon 70-300

• Nikon 50 f/1.4

• Nikon SB-800

• Lumiquest SBIII

• Feisol CT-3442 tripod and head

I'm looking for insurance that will cover my equipment for loss or damage under the following conditions:

• While in a secured baggage compartment (airline, car boot, hotel room)

• Mugging / theft with violence

I've looked at http://www.eandl.co.uk/camera-insurance but their exclusions / conditions make them useless to me due to the following statement:

"Storage compartments in vehicles must not be accessible from the driver’s area; or opened by electrical or mechanical devices within the passenger section; or accessible by removal of a panel, shelf or partition."

I don't know of any car made within the last 10 years that doesn't have a way to access the boot from inside the car (either via a latch that opens it, or fold down seats in the rear, both of which are covered above).

My main destination is South Africa, but I also get robbed in Spain and America on occasion