New X10: Dust in Lens

I just got my X10 the other night and was playing around with it when I got in from work today. I have not even had the camera out of the house yet and I have found a small, yet noticeable, speck of dust inside the front element of the lens. I fully understand that the likelihood of the speck impacting the photos is very very slim, but it has me concerned regardless. Should I exchange the camera? Has anyone else had similar issues? I know I'm making a big deal about nothing, but its either a factory flaw or its sucking in dust from somewhere...