Carol, you may have hit the nail on the head as the SD card is not grade 6 and I did get a beep, but thought it was something else. Also, I feel like a true dunce for not reading ALL of the manual before I started shooting. I have the TZ5 and had the 1 and guess I thought the ZS3 wasn't all that different. Wrong!! I didn't even look at the settings to see how easy it was to shoot in Motion JPEG-until someone pointed it out. I guess in my hurry to take photos, I didn't do my homework and most of my posting was needless. Guess I've learned my lesson! I remember buying a new camera in Germany in the 60's and skimming the pages, but getting wonderful photos out of the 35mm camera. Sophistication and electronic advances don't always make life easier without some study now.