BW Portrait Challenge : 3hirtysomething (Border + Title Watermark)

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Take a portrait of ONE man or woman who appears to be in their 30s. The shot should include the face, neck and some shoulders. Put a border around the photo and Watermark a title on the photo itself.
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Subway Rider
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34th place
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Submitted: Tuesday, 15th October, 2013 14:07 (GMT)
Taken: Wednesday, 14th December, 2005
Focal length: 12.6 mm
Shutter speed: 1/15 sec
Aperture: F3.2
ISO: 400
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